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Joinciaa

Auto Insurance

JoinCiaa helps drivers meet California’s legal auto insurance requirements while offering access to solutions that fit different driving and business needs

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Responsible Protection, Tailored to Local Requirements

In California, every vehicle operated or parked on public roads must carry liability insurance — otherwise, the Department of Motor Vehicles (DMV) may suspend the vehicle registration.


Required liability limits in California are:

  • $30,000 per person for bodily injury for bodily injury for bodily injury

  • $60,000 per accident for bodily injury (total) for bodily injury (total) for bodily injury (total)

  • $15,000 for property damage


These limits represent a significant increase from the previous 15/30/5 requirement. The change reflects rising medical, repair, and litigation costs and is intended to strengthen overall protection for all drivers

Whether through standard liability coverage, optional protections, or compliance alternatives, staying insured is essential to protecting yourself legally and financially on California’s roads.